Fair Share: Protecting Consumers and Your Business from Unfair Practices
Real estate professionals wear many hats: expert communicator, attentive listener, trustworthy confidant, obedient servant, loyal advocate, and knowledgeable educator, to name just a few. To juggle these roles effectively—and within the lines of the law—licensees must remain informed. Real estate professionals are in a position to provide an invaluable level of consumer protection as they support consumers through their real estate transactions.
This course explores licensees' role as advocate and educator, and how they can protect consumers and their business from the threats of antitrust and fair housing violations and predatory lending. We'll start by looking at what federal protections are in place to combat these unfair practices. We'll also provide the steps you can proactively take to protect the consumers you work with day in and day out and the business you've worked so hard to create.
Course highlights include:
- Federal antitrust laws and violations
- Avoiding antitrust violations and protecting consumers from them
- Antitrust complaint process and penalties
- Federal fair housing laws and violations
- Redlining, blockbusting, and steering
- Buyer love letters
- Fair housing complaint process and penalties
- Predatory lending
- Truth in Lending Act
- Home Ownership and Equity Protection Act
- Protecting consumers from predatory lending
- Reporting predatory lending
State Requirements For South Carolina
South Carolina State Requirement Details for Real Estate Continuing Education
Renewal Date: 6/30 every two years
Hours Required: 10 hours
Associate or Broker:
- 4 hours – Mandatory hours
- 6 hours – Elective hours
Per South Carolina Section 40-57-340, as a condition of active license renewal, a broker or associate shall provide proof of satisfactory completion biennially of ten hours of continuing education in courses. The ten hours must include a minimum of four hours of instruction in mandated topics.
Broker-in-Charge:
- 4 hours - Mandatory hours
- 4 hours - Core hours
- 2 hours - Elective hours
Per South Carolina Section 40-57-340, a broker-in-charge shall provide proof of satisfactory completion biennially of ten hours of continuing education in courses approved by the commission. The ten hours must include a minimum of four hours of instruction in mandated topics for a broker or associate license and four hours of continuing education must be in advanced real estate topics designed for brokers-in-charge.
South Carolina Real Estate Commission
Street Address: Synergy Business Park, Kingstree Building 110 Centerview Dr, Ste 201, Columbia, SC 29210
Mailing Address: PO Box 11847, Columbia, SC 29211-1847
Telephone: 803.896.4400
Fax: 803.896.4427